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Redemption movement: The redemption movement is a debt-resistance movement and fraud scheme active primarily in the United States and Canada. Participants allege that a secret fund is created for everyone at birth, and that a procedure exists to "redeem" or reclaim this fund to pay bills.
Beneficiary: A beneficiary in the broadest sense is a natural person or other legal entity who receives money or other benefits from a benefactor. For example, the beneficiary of a life insurance policy is the person who receives the payment of the amount of insurance after the death of the insured.